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Posts by Ethan Davis

SecureCoverage > Archives for Ethan Davis > Page 2

About Ethan Davis
Hey there! I’m Ethan Davis, your go-to guy for all things insurance. After spending years elbow-deep in actual claims, I’ve seen every crazy scenario you can imagine—yeah, even that one. My mission? To break down real-life insurance situations and use them to show you how to avoid the common pitfalls insurers hope you miss (aka the fine print that leads to denied claims). I keep it real and straightforward, because insurance shouldn’t feel like decoding alien language. Let’s make sure you’re truly covered—no surprises.
How to Customize Your Landlord Insurance Policy for Special Property Types: Mobile Homes, Vacation Homes, and More
Posted inLandlord Insurance Homeowners & Renters Insurance

How to Customize Your Landlord Insurance Policy for Special Property Types: Mobile Homes, Vacation Homes, and More

1. Understanding the Basics of Landlord InsuranceIf you own rental properties—whether it’s a standard single-family home, a mobile home, or even a vacation house—having the right insurance isn’t just smart,…
Posted by Ethan Davis July 29, 2025
Understanding Depreciation and Replacement Cost in Property Claims
Posted inHow to File an Insurance Claim Insurance Claims and Processes

Understanding Depreciation and Replacement Cost in Property Claims

Overview of Depreciation in Property InsuranceWhen you file a property insurance claim in the United States, one of the first concepts you’ll encounter is depreciation. In simple terms, depreciation refers…
Posted by Ethan Davis July 26, 2025
Gap Coverage: How to Supplement Your U.S. Health Plan When Traveling Abroad
Posted inMedical Coverage While Traveling Travel Insurance

Gap Coverage: How to Supplement Your U.S. Health Plan When Traveling Abroad

1. Understanding Your U.S. Health Plan’s Limits AbroadBefore you head overseas, it’s crucial to understand what your U.S. health insurance actually covers once you leave the country. Most American health…
Posted by Ethan Davis July 26, 2025
Barriers and Opportunities for Sustainable Insurance Adoption in the U.S.
Posted inSustainable Insurance Practices Insurance Education & Trends

Barriers and Opportunities for Sustainable Insurance Adoption in the U.S.

Overview of Sustainable Insurance in the U.S.Sustainable insurance is rapidly emerging as a critical focus within the U.S. insurance industry, reflecting a broader societal push for environmental responsibility and social…
Posted by Ethan Davis July 25, 2025
Domestic vs. International Travel: Does Trip Cancellation and Interruption Insurance Work the Same in the US?
Posted inTrip Cancellation and Interruption Insurance Travel Insurance

Domestic vs. International Travel: Does Trip Cancellation and Interruption Insurance Work the Same in the US?

Introduction to Trip Cancellation and Interruption InsuranceTravel plans can change in the blink of an eye, whether you’re heading across the country or around the world. That’s where trip cancellation…
Posted by Ethan Davis July 19, 2025
Case Studies: General Liability Insurance in Action for US Businesses
Posted inGeneral Liability Insurance Business Insurance

Case Studies: General Liability Insurance in Action for US Businesses

Introduction to General Liability InsuranceFor businesses operating in the United States, general liability insurance is often considered a fundamental layer of protection. This essential coverage is designed to shield companies…
Posted by Ethan Davis July 17, 2025
Natural Language Processing Applications in Policy Administration
Posted inAI and Technology in Insurance Insurance Education & Trends

Natural Language Processing Applications in Policy Administration

Overview of Natural Language Processing in Policy AdministrationNatural Language Processing (NLP) is a branch of artificial intelligence that focuses on the interaction between computers and human language. By enabling machines…
Posted by Ethan Davis July 15, 2025
Comparing Uninsured and Underinsured Motorist Coverage: Key Differences and Overlaps
Posted inUninsured/Underinsured Motorist Coverage Auto Insurance

Comparing Uninsured and Underinsured Motorist Coverage: Key Differences and Overlaps

Introduction to Uninsured and Underinsured Motorist CoverageWhen you hit the open road in America, there’s an expectation that everyone behind the wheel is carrying enough insurance to cover damages if…
Posted by Ethan Davis July 14, 2025
Navigating Claims: How to File and Maximize Benefits with Annual Multi-Trip Policies
Posted inAnnual Multi-Trip Policies Travel Insurance

Navigating Claims: How to File and Maximize Benefits with Annual Multi-Trip Policies

Understanding Your Annual Multi-Trip PolicyAnnual multi-trip travel insurance is designed to protect frequent travelers who take several trips throughout the year. Unlike single-trip policies, this coverage allows you to embark…
Posted by Ethan Davis July 11, 2025
How Life Events (College, Moving, Job Changes) Affect Teen Auto Insurance
Posted inTeen Driver Insurance Tips Auto Insurance

How Life Events (College, Moving, Job Changes) Affect Teen Auto Insurance

Understanding Teen Auto Insurance BasicsWhen it comes to auto insurance for teens in the United States, there are some unique factors that set them apart from adult drivers. Typically, teens…
Posted by Ethan Davis July 5, 2025

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Recent Posts

  • Auto Insurance Terms: Understanding Coverage Types and Legal Requirements in the US
  • Sustainability Ratings and Benchmarking for U.S. Insurers
  • The Cost Breakdown: Is Annual Multi-Trip Insurance Really Worth It for U.S. Travelers?
  • Legal and Regulatory Considerations: Cyber Liability Coverage under U.S. Law
  • The Importance of Preventive Care in Dental and Vision Coverage

Archives

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Categories

  • Adventure and Extreme Sports Coverage
  • AI and Technology in Insurance
  • Annual Multi-Trip Policies
  • Annuities Explained
  • Auto Insurance
  • Business Insurance
  • Business Interruption Insurance
  • Claims Adjusters Explained
  • Collision and Comprehensive Coverage
  • Commercial Auto Insurance
  • Common Claim Mistakes
  • Comparing IRAs and Life Insurance
  • Condo and Co-op Insurance
  • Critical Illness Insurance
  • Cruise Travel Insurance
  • Cyber Liability Coverage
  • Dental & Vision Coverage
  • Disability Insurance
  • Dispute Resolution in Insurance
  • General Liability Insurance
  • Health Insurance Plans HMO, PPO, etc.
  • Home Inventory Preparation
  • Homeowners & Renters Insurance
  • Homeowners Policy Types HO-1 to HO-8
  • How Car Insurance Premiums are Calculated
  • How Insurance Works
  • How to Choose the Right Policy
  • How to File an Insurance Claim
  • Indexed Universal Life IUL
  • Insurance Claims and Processes
  • Insurance Education & Trends
  • Insurance for Gig Economy Workers
  • Insurance for Seniors
  • Insurance for Special Groups
  • Insurance for Veterans
  • Insurance for Young Adults
  • Insurance Regulation in the U.S.
  • Insurance Riders with Investment Options
  • Insurance Terminology Glossary
  • Investment & Hybrid Insurance
  • Landlord Insurance
  • Liability vs Full Coverage
  • Life & Health Insurance
  • Long-Term Care Insurance
  • Low-Income Insurance Programs
  • Medical Coverage While Traveling
  • Natural Disaster Coverage Floods, Earthquakes
  • Professional Liability E&O
  • Renters Insurance Benefits
  • State-by-State Auto Insurance Requirements
  • Sustainable Insurance Practices
  • Teen Driver Insurance Tips
  • Term Life Insurance
  • Travel Insurance
  • Travel Insurance for International Trips
  • Trip Cancellation and Interruption Insurance
  • Uninsured/Underinsured Motorist Coverage
  • Variable Life Insurance
  • What to Do If a Claim Is Denied
  • Whole Life Insurance
  • Workers' Compensation

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