Insurance Regulation in the U.S.

Insurance Regulation in the U.S. Insurance Education & Trends

The Future of Insurance Regulation in the U.S.: Emerging Models and Federal Proposals

Current Landscape of Insurance Regulation in the U.S.Insurance regulation in the United States has long been defined by a state-based framework, with each state maintaining its own insurance department and…

James Garcia July 16, 2025

Insurance Regulation in the U.S. Insurance Education & Trends

Regulatory Trends in Health Insurance: From HIPAA to the Marketplace

1. Introduction to Health Insurance Regulation in the U.S.Health insurance in the United States is shaped by a unique blend of federal and state regulations, with a strong influence from…

James Garcia June 13, 2025

Insurance Regulation in the U.S. Insurance Education & Trends

Climate Change and Catastrophe Risks: How U.S. Regulators Are Responding in the Insurance Sector

1. Introduction: Why Climate Change Matters for InsurersClimate change isn’t just an environmental issue—it’s a business risk, and nowhere is that more obvious than in the insurance industry. Over the…

James Garcia June 11, 2025

Insurance Regulation in the U.S. Insurance Education & Trends

How Dodd-Frank and the Affordable Care Act Changed Insurance Regulation in the U.S.

Overview of U.S. Insurance Regulation Before Major ReformsBefore the Dodd-Frank Act and the Affordable Care Act (ACA) were passed, insurance regulation in the United States was mainly handled at the…

Kaito Yamada May 28, 2025

Insurance Regulation in the U.S. Insurance Education & Trends

Solvency and Capital Requirements: How Regulators Safeguard the Stability of U.S. Insurers

1. Understanding Solvency in the U.S. Insurance MarketWhen you buy insurance, you want to feel confident that your insurer will be there if you ever need to file a claim.…

Kaito Yamada May 14, 2025

Insurance Regulation in the U.S. Insurance Education & Trends

Regulating Insurance Producers in the U.S.: Licensing, Ethics, and Continuing Education

1. The Role of Insurance Producers in the U.S. MarketWho Are Insurance Producers?In the United States, insurance producers are professionals who sell, solicit, or negotiate insurance policies on behalf of…

Kaito Yamada May 10, 2025

Insurance Regulation in the U.S. Insurance Education & Trends

State vs. Federal Oversight: Understanding the Dual Regulatory System in American Insurance

1. Introduction to the Dual Regulatory SystemWhen it comes to insurance in the United States, things can get a bit complicated. Unlike many countries that have a single system overseeing…

Kaito Yamada May 2, 2025

Insurance Regulation in the U.S. Insurance Education & Trends

The Role of NAIC in Shaping Modern U.S. Insurance Regulation

1. Introduction to the NAICThe National Association of Insurance Commissioners, commonly known as the NAIC, plays a pivotal role in shaping how insurance is regulated across the United States. Established…

Kaito Yamada May 2, 2025

Insurance Regulation in the U.S. Insurance Education & Trends

The Evolution of Insurance Regulation in the United States: A Historical Overview

1. Introduction to Insurance Regulation in the U.S.Insurance is a major part of everyday life in the United States. Whether it’s protecting your car, home, health, or even your business,…

Kaito Yamada May 2, 2025