Insurance Education & Trends

Sustainable Insurance Practices Insurance Education & Trends

The Role of ESG (Environmental, Social, and Governance) in the U.S. Insurance Industry

Introduction to ESG in the U.S. Insurance SectorESG, which stands for Environmental, Social, and Governance, has become a buzzword in the U.S. insurance industry. But what does it really mean,…

Kaito Yamada May 17, 2025

Insurance Regulation in the U.S. Insurance Education & Trends

Solvency and Capital Requirements: How Regulators Safeguard the Stability of U.S. Insurers

1. Understanding Solvency in the U.S. Insurance MarketWhen you buy insurance, you want to feel confident that your insurer will be there if you ever need to file a claim.…

Kaito Yamada May 14, 2025

Sustainable Insurance Practices Insurance Education & Trends

Educating Agents and Policyholders about Sustainability in Insurance

1. Understanding Sustainability in the Insurance IndustrySustainability is becoming a key topic in the American insurance industry, and it affects both agents and policyholders. But what does sustainability really mean…

Kaito Yamada May 12, 2025

Insurance Regulation in the U.S. Insurance Education & Trends

Regulating Insurance Producers in the U.S.: Licensing, Ethics, and Continuing Education

1. The Role of Insurance Producers in the U.S. MarketWho Are Insurance Producers?In the United States, insurance producers are professionals who sell, solicit, or negotiate insurance policies on behalf of…

Kaito Yamada May 10, 2025

Insurance Terminology Glossary Insurance Education & Trends

Life Insurance Glossary: Term, Whole, and Universal Life Policies Explained

1. Introduction to Life InsuranceLife insurance is one of the most important tools for protecting your loved ones and securing your financial future. In the United States, life insurance is…

Kaito Yamada May 8, 2025

Sustainable Insurance Practices Insurance Education & Trends

Innovative Partnerships: How Insurers Collaborate for Environmental Impact

1. Introduction: The Power of Collaboration in InsuranceEnvironmental issues like wildfires, hurricanes, and flooding have become more frequent and severe across the United States. For insurance companies, these challenges are…

Kaito Yamada May 7, 2025

How to Choose the Right Policy Insurance Education & Trends

Student Insurance Options: How Parents and College Students Can Make the Right Choice

1. Understanding the Need for Student InsuranceHeading off to college is an exciting milestone, but it also comes with new responsibilities—especially when it comes to health and financial security. In…

Kaito Yamada May 3, 2025

Insurance Terminology Glossary Insurance Education & Trends

Navigating Insurance Disputes: Glossary of Terms for Resolving Claims

1. Understanding the Insurance Dispute ProcessInsurance disputes can be stressful and confusing, especially if you’re not familiar with how they work in the United States. Whether you’re a homeowner, car…

Kaito Yamada May 3, 2025

AI and Technology in Insurance Insurance Education & Trends

Telematics, IoT, and AI: Revolutionizing Usage-Based Insurance Models

Introduction to Usage-Based Insurance in the U.S.Usage-based insurance (UBI) is transforming how Americans think about car insurance. Instead of traditional models where you pay a fixed premium based on general…

Kaito Yamada May 3, 2025

AI and Technology in Insurance Insurance Education & Trends

AI’s Role in Expanding Insurance Access and Closing Protection Gaps

1. Introduction: The Insurance Protection Gap in the United StatesMany Americans face significant challenges when it comes to accessing adequate insurance coverage. Despite the U.S. having one of the largest…

Kaito Yamada May 2, 2025