SecureCoverage

Indexed Universal Life (IUL) Investment & Hybrid Insurance

Demystifying IUL Interest Crediting: How Indexes Are Chosen and Gains Are Applied

1. Understanding the Basics of IULWhat Is Indexed Universal Life (IUL) Insurance?Indexed Universal Life insurance, commonly known as IUL, is a unique type of permanent life insurance that offers both…

Kaito Yamada May 20, 2025

Homeowners Policy Types (HO-1 to HO-8) Homeowners & Renters Insurance

Step-by-Step Guide to Transitioning Between Homeowners Policy Types

1. Understanding Different Types of Homeowners PoliciesBefore you can successfully transition between homeowners insurance policies, its important to understand the different types available in the U.S. Each policy type is…

Kaito Yamada May 19, 2025

Commercial Auto Insurance Business Insurance

Comparing Rental Reimbursement and Hired Auto Coverage in Commercial Policies

Overview of Rental Reimbursement and Hired Auto CoverageWhen it comes to commercial auto insurance in the United States, business owners often come across two important coverages: Rental Reimbursement and Hired…

Kaito Yamada May 19, 2025

Term Life Insurance Life & Health Insurance

Policy Lapses and Grace Periods: Avoiding Unintentional Loss of Coverage

1. Understanding Policy LapsesWhen it comes to insurance in the United States, understanding what a policy lapse means is crucial for protecting yourself and your family. A policy lapse happens…

Kaito Yamada May 18, 2025

Uninsured/Underinsured Motorist Coverage Auto Insurance

How to Appeal or Dispute a Denied Uninsured/Underinsured Motorist Claim

Understanding Uninsured/Underinsured Motorist CoverageIf you’ve had your uninsured or underinsured motorist (UM/UIM) claim denied, the first step is to understand what this coverage actually means and how it works in…

Kaito Yamada May 17, 2025

Sustainable Insurance Practices Insurance Education & Trends

The Role of ESG (Environmental, Social, and Governance) in the U.S. Insurance Industry

Introduction to ESG in the U.S. Insurance SectorESG, which stands for Environmental, Social, and Governance, has become a buzzword in the U.S. insurance industry. But what does it really mean,…

Kaito Yamada May 17, 2025

Insurance for Seniors Insurance for Special Groups

Estate Planning and Life Insurance Strategies for Older Americans

Understanding Estate Planning Basics for SeniorsWhat Is Estate Planning?Estate planning is the process of organizing your financial affairs to ensure that your assets are managed and distributed according to your…

Kaito Yamada May 16, 2025

Dental & Vision Coverage Life & Health Insurance

Trends and Innovations in Dental and Vision Coverage for 2025 and Beyond

Emerging Technologies in Dental and Vision CareThe world of dental and vision coverage is rapidly evolving, with 2025 set to bring even more exciting changes. New technologies are making it…

Kaito Yamada May 15, 2025

Cyber Liability Coverage Business Insurance

Cyber Liability Claims Process: What to Expect When Filing in the U.S.

Understanding Cyber Liability Insurance CoverageCyber liability insurance is designed to help protect businesses in the U.S. from the financial fallout of cyber incidents. As more companies rely on digital tools…

Kaito Yamada May 14, 2025

Condo and Co-op Insurance Homeowners & Renters Insurance

Top Exclusions in Condo and Co-op Insurance Policies and How to Fill the Gaps

Understanding Condo and Co-op Insurance BasicsWhen you own a condo or co-op unit in the United States, insurance works a bit differently compared to owning a single-family home. Its important…